Terms and Conditions

Effective Date: May 5, 2025
Last Updated: May 5, 2025

Welcome to Only.Live ("we," "our," or "the Platform"). By accessing or using www.only.live (the “Website”) and its related services, you ("User" or "you") agree to comply with these Terms and Conditions. If you do not agree to these Terms, please do not use our services.

1. About Only.Live

Only.Live is a live video platform that connects users with independent experts ("Experts") for real-time consultations, advice, and interactive help across a range of topics and industries.

2. Eligibility

To use Only.Live, you must:

Be at least 18 years old.
Be legally able to enter into binding agreements.
Follow all applicable local, national, and international laws.

3. User Responsibilities

By using the Platform, you agree to:

Provide true, accurate, and complete information during registration.
Keep your account credentials confidential and secure.
Use the Platform only for lawful purposes.
Interact respectfully and professionally with Experts and other users.

You must not:

Harass, threaten, or abuse Experts or other users.
Use the Platform for any illegal, deceptive, or fraudulent activity.
Upload or transmit any harmful software, malware, or viruses.

We reserve the right to suspend or terminate any account that violates these Terms.

4. Expert Responsibilities

Experts are independent contractors, not employees of Only.Live. They agree to:

Provide knowledgeable, ethical, and professional guidance in their area of expertise.
Maintain a professional demeanor in all interactions.
Comply with all applicable laws and industry standards.

Experts are solely responsible for the advice and services they provide.

5. Payments and Fees

Users must pay for sessions as listed on the Website.
All payments are due in advance and are non-refundable unless otherwise stated in our Refund Policy.
Experts receive compensation according to their agreements with the Platform, minus platform fees and applicable taxes.

6. Disclaimers

Only.Live provides a platform for Users to connect with Experts but does not guarantee the accuracy, quality, or outcomes of any advice given.
All advice is for informational purposes only and should not substitute licensed professional services (such as medical, legal, or financial advice).
The Platform is not responsible for decisions made based on Expert guidance.

7. Limitation of Liability

To the maximum extent permitted by law, Only.Live will not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to:

Loss of data or income.
Errors or omissions in Expert advice.
Unauthorized access to or misuse of your account or data.

8. Account Termination

You may cancel your account at any time by contacting support@only.live. We may suspend or terminate accounts at our discretion, especially if there is a violation of these Terms.

9. Intellectual Property

All content on Only.Live—including videos, text, graphics, logos, and software—is the property of Only.Live or its licensors and is protected by intellectual property laws. No part of the Platform may be copied, distributed, or used without written permission.

10. Privacy

Your use of the Platform is governed by our Privacy Policy, which describes how we collect, store, and use your personal information.

11. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction], without regard to conflicts of law principles.

12. Modifications to Terms

We may update these Terms and Conditions from time to time. Any changes will take effect immediately upon posting to www.only.live. Continued use of the Platform indicates your acceptance of the updated Terms.

13. Contact Us

For questions or assistance, please contact us at:
Email: support@only.live